Online casinos — payment method: Multibanco
Multibanco is Portugal's interbank payment network that lets you deposit funds into a casino by generating a unique code for payment through your online banking or at an ATM. Direct withdrawals via Multibanco are not supported. Found in 3 of 40 ranked casinos.
Casinos in our ranking: Multibanco
Found in 3 of 40 ranked casinos.
| Casino | Rating | Bonus | Min. deposit |
|---|---|---|---|
| Play fortuna | 9 | 175% + 200 FS | 5 USD |
| Mostbet | 9 | Cashback up to 10% | — |
| Booi Casino | 9 | 225% + 100 FS | 5 USD |
What is Multibanco
Multibanco is Portugal's national payment system connecting all major banks in the country. The Portuguese use it to pay bills, transfer money, and make purchases. The network covers ATMs nationwide and is integrated into the online banking platforms of all participating institutions.
For online payments, Multibanco works on a bank transfer scheme with a unique code. You don't enter card details—the system generates an entity reference (entidade) and transaction number (referência) that you enter in your mobile banking app or on your bank's website.
How to deposit and withdraw funds
To deposit, select Multibanco in the casino cashier, specify the amount, and receive two codes: entity and reference. Open your Portuguese bank's app, find the Multibanco section, enter the codes, and confirm the payment. The funds are debited from your account, the casino receives a notification, and your deposit is credited.
Direct withdrawal via the referência payment method is not supported—it's designed only for deposits. To withdraw winnings, the casino may offer a bank transfer to an account at a Portuguese bank—available methods depend on the specific operator.
Pros and cons
Pros
- No need to share your card number or bank details with the casino
- Works with banks participating in the system that support referência payments
- Payment comes directly from your account—no card linking required
- Familiar interface for residents of Portugal
Cons
- Only available to customers of Portuguese banks
- Cannot be used for withdrawals
- Requires access to online banking or a trip to an ATM
- Each deposit is a separate transaction with new codes
FAQ
Can I deposit without online banking?
Yes, you can enter the entity and reference codes at a Multibanco ATM in the bill payment section. The ATM will debit the amount and send confirmation to the casino.
Why isn't Multibanco offered for withdrawals?
The referência payment method is technically designed to receive payments, not to send money to user accounts. For withdrawals, casinos use other methods—for example, SEPA bank transfer.
Do I need a Multibanco card to deposit?
No, you only need an account at a participating bank and access to online banking. A physical Multibanco card is not required—the payment processes as a regular transfer within the network.
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